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Subscription audit
Each subscription looks small on its own. List them here and the calculator multiplies by twelve, so you see the real yearly cost, what share of your take-home pay it eats, and which one to cancel first.
Your subscriptions£ / month
£
£
£
£
Your subscriptions cost
£52.98 / mo
That is £636 a year.
- Annual total£636
- Active subscriptions3
Ranked by yearly cost
- Gym£360 / yr
- Spotify£144 / yr
- Netflix£132 / yr
Cancel the one at the top of the list and you bank that yearly figure straight away. Nothing here leaves your browser.
Common questions
- How do I find subscriptions I have forgotten about?
- Scan three or four months of bank and card statements and look for anything that repeats: the same merchant, the same amount, on roughly the same date. Check the subscriptions screen in your phone's App Store or Google Play, as a lot of trials roll into paid plans there. Search your email for words like receipt, renewal, and your subscription. Free trials you never cancelled and price rises on old plans are the usual culprits.
- How much does the average UK household waste on unused subscriptions?
- Surveys put it at roughly £200 to £500 a year per household on subscriptions people have forgotten or no longer use, and total subscription spend often runs well above that once streaming, music, cloud storage, apps, and memberships are added up. The exact figure varies by survey, but the pattern is consistent: people underestimate the annual total because each one looks small on its own. Multiply by twelve and the picture changes.
- What is the best way to cancel a subscription?
- Cancel directly with the provider, through the account settings on their website or app, and keep the confirmation email. If you signed up through the App Store or Google Play, cancel in that store rather than the app, or it keeps billing. For anything taken by continuous card payment, you can also ask your bank to stop it. Set a calendar reminder a few days before any free trial ends so you decide on purpose rather than by default.
- Should I cancel everything?
- No. The point is to pay for what you actually use and drop what you do not. Start with the row at the top of the ranked list, the one costing you the most per year, and ask whether it earns its place. Cancelling a single £15 a month service you had forgotten frees up £180 a year, which can go to savings or debt instead.
Want the full picture of where your money goes each month? The Money Health Check walks you through it.