Tax year 2026/27 · England, Wales and NI · standard tax code
£31,000 after tax
On a £31,000 salary in 2026/27, your take-home pay is £25,840 a year: £2,153 a month or £497 a week, after £3,686 income tax and £1,474 National Insurance.
| Annual | Monthly | Weekly | |
|---|---|---|---|
| Gross salary | £31,000 | £2,583 | £596 |
| Income tax | −£3,686 | −£307 | −£71 |
| National Insurance | −£1,474 | −£123 | −£28 |
| Take-home pay | £25,840 | £2,153 | £497 |
With a student loan or pension
- With a Plan 2 student loan: take-home drops to £2,141 a month (£145 a year in repayments).
- Paying 5% into your pension: take-home is £2,050 a month, with £1,550 a year going into your pot.
- In Scotland: take-home is £2,155 a month under Scottish income tax bands.
How £31,000 compares
£31,000 is about 21% below the UK median full-time salary of £39,039 (April 2025), higher than roughly 30% of UK full-time salaries. On a 37.5-hour week it works out at £15.90 an hour, or £596 a week before tax.
LowerUK medianHigher
Source: ONS Annual Survey of Hours and Earnings 2025, gross annual pay of full-time employees.
Common questions
- How much is £31,000 after tax in the UK?
- In the 2026/27 tax year, a £31,000 salary leaves £25,840 after tax: £2,153 a month or £497 a week, after £3,686 income tax and £1,474 National Insurance, assuming a standard tax code and no student loan or pension contributions.
- What is £31,000 a month after tax?
- £2,153 a month, before any student loan or pension deductions.
- How much is £31,000 after tax with a Plan 2 student loan?
- £25,694 a year, or £2,141 a month. The Plan 2 repayment is £145 a year.
- Is £31,000 a good salary in the UK?
- £31,000 is about 21% below the UK median full-time salary of £39,039 (April 2025, ONS), and higher than roughly 30% of UK full-time salaries. Whether it feels good depends heavily on where you live and your household: it stretches much further outside London and the South East, and a second household income changes the picture entirely.
- What is £31,000 a year per hour?
- £31,000 a year is £15.90 an hour before tax, assuming a 37.5-hour week, or £596 a week gross.
- Is £31,000 after tax different in Scotland?
- Yes. Scottish income tax bands differ, so take-home is £25,865 a year (£2,155 a month), £25 more than the rest of the UK.