Risk Management

Many investors lack understanding of their investment options, leading to poor financial decisions and potential loss of capital.

Not diversifying investments can lead to excessive risk, increasing the potential for significant financial losses.

Many people lack an emergency fund due to prioritizing immediate expenses over savings, leading to financial insecurity in unforeseen situations.

Many individuals do not prioritize saving for emergencies, relying solely on their current income, which can lead to financial instability during unemployment.