Budgeting and Saving

Many people lack an emergency fund due to prioritizing immediate expenses over savings, leading to financial insecurity in unforeseen situations.

A common financial problem is the inability to save money due to relying solely on each paycheck, creating a cycle of financial stress.

Many consumers overpay for mobile plans due to lack of comparison shopping and understanding of their needs.

Many households struggle with high utility bills stemming from inefficient energy use and outdated appliances, causing financial stress.

A common financial problem related to budgeting is difficulty accurately tracking monthly expenses, leading to overspending in various categories.